Monday, September 25, 2006

Budgeting the Expenses

Ya I know it's boring to blog about such things but I can't help it but to blog over this. I had a fight with my parents about my expenses in Kay Elle and that I could hardly save here. Fine! It's not that I bought new clothes every time I get my pay! No, I DON'T! I am just basically paying for my fixed expenses here.

Okay, I had no one to share the Internet Bill with me so I have to fork those myself. Can't they understand this simple math? I had no one to share the ASTRO Bill, so? That is the only source of entertainment I have when I am bored. Internet is for downloading and chatting with friends through MSN and yes, blogging in times of desperation like now.

Yeah rite?

I am in Seremban, in a cyberlodge at the hotel. I just hung up my mum's call about the way I spent here. What's the big picture all about? I have to pay so many things-you-have-to-pay-on-yourself-without-blaming-on-other-people's stuffs!

So what if I earn slightly more than 2K a month? I've got a room rental (RM370) to account for. I've got utility bills and a car loan installment that I can never escape. Someone did mention to me that it's useless to tithe at this age when saving is more important. But I have to prove him wrong. Giving is an act of faith and no matter what, I have to commit myself to it. No way I am turning back on tithe. I've got a 10% to slit into my mum's palms. I've got 3 meals a day to cover myself with. Monthly car maintenance can be crazy as it can hike up to RM200.

Another hitch to the wound - my PTPTN education loan repayment letter has arrived. It's time to pay RM75 a month for the 1st year and it will slowly increase and increase for the next 18 years!

By the time I spend on a new shampoo and a conditioner, I have to say byebye to some cash on certain meals. Hopefully I don't stick with the mamak-meals or economic-rice-dinners all the time to tie up my stomach.

Oh well, this is really suffocating me nowhere. The only way is to cut down the fixed expenses.

This is really suffocating me to the maximum. Damn.

Now I wish I could have someone to share my master room to save up at least RM180. I wish I could find a cheaper room elsewhere. But I am sick of moving. It's not that I've got the least things in the world. My room resembles a little home whereby I seek comfort.

Sigh. I really hope to get a cheaper room. At least no more than RM300 whereby I could share the internet connection and Astro with the rest. It could really help me to save a lot.

Sigh...